WIPO Arbitration and Mediation Center ADMINISTRATIVE PANEL DECISION Klarna Bank AB v. Henrik Pettersson Case No. DNU2018-0004 1. The Parties

The Complainant is Klarna Bank AB of Stockholm, Sweden, represented by SILKA Law AB, Sweden.

The Respondent is Henrik Pettersson of Stenhamra, Sweden. 2. The Domain Name and Registrar

The disputed domain name (the “Disputed Domain Name”) is registered with Loopia AB (the “Registrar”). 3. Procedural History

The Complaint was filed with the WIPO Arbitration and Mediation Center (the “Center”) on September 24, 2018. On September 25, 2018, the Center transmitted by email to the Registrar a request for registrar verification in connection with the Disputed Domain Name. On September 27, 2018, the Registrar transmitted by email to the Center its verification response disclosing registrant and contact information for the Disputed Domain Name which differed from the named Respondent and contact information in the Complaint. The Registrar also informed the Center that the language of the Registration Agreement for the Disputed Domain Name was Swedish. On September 28, 2018, the Center notified the Parties in both English and Swedish that the language of the Registration Agreement for the Disputed Domain Name was Swedish. On September 28, 2018, the Complainant requested for English to be the language of the proceeding, to which the Respondent did not reply. The Center sent an email communication to the Complainant on September 28, 2018, providing the registrant and contact information disclosed by the Registrar, and inviting the Complainant to submit an amendment to the Complaint. The Complainant submitted a request for suspension on September 30, 2018, and the proceeding was subsequently suspended on October 1, 2018, for 14 days. On October 2, 2018, the Complainant requested to reinstitute the proceeding, and the proceeding was reinstituted on the same day. The Complainant filed an amendment to the Complaint on October 2, 2018.

The Center verified that the Complaint together with the amendment to the Complaint satisfied the formal requirements of the Uniform Domain Name Dispute Resolution Policy (the “Policy” or “UDRP”), the Rules for Uniform Domain Name Dispute Resolution Policy (the “Rules”), and the WIPO Supplemental Rules for Uniform Domain Name Dispute Resolution Policy (the “Supplemental Rules”).

In accordance with the Rules, paragraphs 2 and 4, the Center formally notified the Respondent of the Complaint, and the proceedings commenced on October 5, 2018. In accordance with the Rules, paragraph 5, the due date for Response was October 25, 2018. The Respondent did not submit any response. Accordingly, the Center notified the Respondent’s default on October 26, 2018.

The Center appointed Anders Janson as the sole panelist in this matter on November 16, 2018. The Panel finds that it was properly constituted. The Panel has submitted the Statement of Acceptance and Declaration of Impartiality and Independence, as required by the Center to ensure compliance with the Rules, paragraph 7. 4. Factual Background

The Complainant asserted, and provided evidence in support of, the following facts, which the Panel finds established.

The Disputed Domain Name was registered on June 22, 2017. The Disputed Domain Name resolves to a registrar parking page.

The Complainant, founded in 2005, provides online financial services with the aim of making it easier for people to shop online. Its online services include different payment solutions for online stores such as offers of direct payments, pay after delivery options and installment plans in a one-click purchase experience that lets consumers pay when and how they prefer. On May 23, 2017, and onwards the Complainant announced that it has been granted a full banking license by the Swedish Financial Supervisory Authority. Today the Complainant is one of Europe’s largest banks and provides payment solutions for 60 million consumers across 70,000 merchants in 18 countries.

The Complainant is the proprietor of international trademark registrations for KLARNA, registered under No. 1217315 (registered on March 4, 2014), No. 1182130 (registered on August 1, 2013) and No. 1066079 (registered on December 21, 2010), US registration No. 79138646 (registered on August 12, 2014) and No. 79152527 (registered on February 24, 2015), Australian registration No. 1650175 (registered on March 4, 2014), and European Union registration No. 012656658 (registered on July 30, 2014), No 1182130 (registered on August 1, 2013), No. 010844462 (registered on September 24, 2012) and No. 009199803 (registered on December 6, 2010).

The Complainant is also the owner of the domain names and . 5. Parties’ Contentions A. Complainant

The Complainant has trademark rights registered with regards to the wording KLARNA. The Complainant’s trademarks were registered prior to the Respondent registering the Disputed Domain Name and has been used by the Complainant for a relatively long time. The Complainant also has a significant presence on various social media platforms, such as Facebook, Youtube, Instagram, Google+ and Twitter.

The Disputed Domain Name is confusingly similar to the Complainant’s registered rights as the Disputed Domain Name directly incorporates the Complainant’s registered trademark KLARNA and the associated term “bank”. The addition of the country code Top-Level Domain (ccTLD) “.nu” does not add any distinctiveness to the Disputed Domain Name.

The Respondent does not have any rights to use the Complainant’s trademark. The Respondent has made no claims to neither having any relevant prior rights of its own, or to having become commonly known by the Disputed Domain Name. The word KLARNA and the company name Klarna Bank is unique and it does not exist in any known language, it is an invented word by the Complainant. The word does not exist as a trademark registration other than the Complainant’s ow