WIPO Arbitration and Mediation Center ADMINISTRATIVE PANEL DECISION Assurant, Inc. v. Abdelhak Akayour Case No. D2019-0404 1. The Parties

Complainant is Assurant, Inc. of Woodbury, Minnesota, United States of America (“United States”), represented by The GigaLaw Firm, Douglas M. Isenberg, Attorney at Law, LLC, United States.

Respondent is Abdelhak Akayour of Brighton, United Kingdom. 2. The Domain Name and Registrar

The disputed domain name is registered on with 1&1 IONOS SE (the “Registrar”). 3. Procedural History

The Complaint was filed with the WIPO Arbitration and Mediation Center (the “Center”) on February 21, 2019. On February 21, 2019, the Center transmitted by email to the Registrar a request for registrar verification in connection with the disputed domain name. On February 22, 2019, the Registrar transmitted by email to the Center its verification response disclosing registrant and contact information for the disputed domain name which differed from the named Respondent and contact information in the Complaint. The Center sent an email communication to Complainant on February 26, 2019, providing the registrant and contact information disclosed by the Registrar, and inviting the Complainant to submit an amendment to Complaint. Complainant filed an amendment to the Complaint on February 26, 2019.

The Center verified that the Complaint together with the amendment to the Complaint satisfied the formal requirements of the Uniform Domain Name Dispute Resolution Policy (the “Policy” or “UDRP”), the Rules for Uniform Domain Name Dispute Resolution Policy (the “Rules”), and the WIPO Supplemental Rules for Uniform Domain Name Dispute Resolution Policy (the “Supplemental Rules”).

In accordance with the Rules, paragraphs 2 and 4, the Center formally notified Respondent of the Complaint, and the proceedings commenced on March 4, 2019. In accordance with the Rules, paragraph 5, the due date for Response was March 24, 2019. Respondent did not submit any response. Accordingly, the Center notified Respondent’s default on March 25, 2019.

The Center appointed Richard C.K. van Oerle as the sole panelist in this matter on April 12, 2019. The Panel finds that it was properly constituted. The Panel has submitted the Statement of Acceptance and Declaration of Impartiality and Independence, as required by the Center to ensure compliance with the Rules, paragraph 7. 4. Factual Background

Complainant traces its roots back to 1892, and is a global provider of risk management solutions, protecting where consumers live and the goods they buy. Complainant focuses on the housing and lifestyle markets, and is among the market leaders in mobile device protection and related services. Complainant employs more than 14,000 people and has a market presence in 21 countries. Complainant is the registrant of the domain name , which was registered on May 27, 2008, and which it uses in connection with a website for services associated with its PROTECT YOUR BUBBLE Trademark (defined below), including ”Gadget Insurance” and “Jewellery Insurance”.

Complainant is the owner of the following trademark registrations that consists of or contains the mark BUBBLE or PROTECT YOUR BUBBLE (the “PROTECT YOUR BUBBLE Trademark”):

- United States trademark registration no. 4,404,848 for PROTECT YOUR BUBBLE, first used in commerce on October 8, 2008, registered on September 17, 2013, for use in connection with, inter alia, insurance underwriting services,

- United States trademark registration no. 4,404,847 for PROTECTYOURBUBBLE.COM, first used in commerce on October 8, 2008, registered on September 17, 2013, for use in connection with, inter alia, insurance underwriting services,

- United States trademark registration no. 4,405,898 for MYBUBBLE, first used in commerce on March 6, 2012, registered on September 24, 2013, for use in connection with, inter alia, insurance underwriting services,

- United Kingdom trade mark registration no. 2,504,390 for PROTECTYOURBUBBLE.COM, filed on December 8, 2008, registered on April 24, 2009, for use in connection with, inter alia, insurance underwriting services,

- European Union trade mark registration no. 1,066,747 for PROTECT YOUR BUBBLE, registered on January 13, 2011, for use in connection with, inter alia, insurance underwriting services,

- European Union trade mark registration no. 10,477,545 for BUBBLE, filed on December 8, 2011, registered on May 11, 2012, for use in connection with, inter alia, insurance underwriting services,

- European Union trade mark registration no. 11,302,866 for MYBUBBLE, filed on October 29, 2012, registered on March 27, 2013, for use in connection with, inter alia, insurance underwriting services,

The disputed domain name was registered on October 4, 2017, nine years after Complainant began using the PROTECT YOUR BUBBLE Trademark.

The disputed domain name diverts to a website that offers services directly competitive with the services offered by Complainant under the PROTECT YOUR BUBBLE Trademark. 5. Parties’ Contentions A. Complainant

Complainant first argues that the disputed domain name is confusingly similar to the PROTECT YOUR BUBBLE Trademark. The relevant comparison to be made is with the second-level portion of the disputed domain name only (i.e., “protectyourbubble”, as it is well-established that the Top-Level Domain (“TLD”) may be disregarded for this purpose. In cases where a domain name incorporates the entirety of a trademark, or where at least a dominant feature of the relevant mark is recognizable in the domain name, the domain name will normally be considered confusingly similar to that mark for purposes of UDRP standing. The fact that a domain name wholly incorporates a complainant's registered mark is sufficient to establish identity or confusing similarity for purposes of the Policy. Here, the PROTECT YOUR BUBBLE Trademark is clearly recognizable in the disputed domain name.

Complainant affirms that Respondent has no rights or legitimate interests in the disputed domain name. Complainant has never assigned, granted, licensed, sold, transferred or in any way authorized the Respondent to register or use the PROTECT YOUR BUBBLE Trademark in any manner. Respondent has never used, or made preparations to use, the disputed domain name or any name corresponding to the disputed domain name in connection with a bona fide offering of goods or services. Instead, Respondent is using the disputed domain name in connection